Bank of India (BOI) is an Indian state-owned commercial bank with headquarters in Mumbai, Maharashtra. Government-owned since nationalisation in 1969, Bank of India has 4545 branches as on 31 December 2013, including 54 branches and with total net income of 24887.1 Million. Bank of India key products are on commercial banking, retail banking, private banking, asset management, credit card. Retail loan in bank of india varies from scheme to scheme for customer.
Documentation needed to apply for an Bank of India Personal Loan
- 1. Signed application form with photograph
- 2. Copy of passport/voter ID card/driving license
- 3. Processing fee cheque
- 4. Last 3 months bank statement/6 months bank passbook
- 5. Documentation for salaried applicants:
- Latest salary slip
- Current dated salary certificate with the latest Form 16
- 6. Documentation for self-employed applicants:
- Latest Bank statement
- Latest ITR or Form 16
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Bank of India Personal Loan Interest RatesUpdated on 09 Nov 2015
Bank of India Personal Loan Details
| Interest Rate (Floating) | BR + (3% to 5%) Base Rate - 9.70% |
| Processing Fees | (i) 2% of Loan amount Min Rs.1000 to Max Rs.10000 (ii) No processing charges for Senior Citizens (60 years & above) |
| Loan Tenure | 3 Years |
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