Dena Bank is one of the earliest banks in India, head quartered in Mumbai. Dena Bank was founded on 26 May 1938, by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company Ltd. It is one of the nationalised banks of India. Dena Bank became a Public Limited Company in December 1939 and later the name was changed to Dena Bank Ltd. It has a network of over 1400 branches with total asset of Rs. 6116.3 crores. Dena Bank offers scheme like Home Loan, Personal Loan, Sr. Citizen Pensioners loan, Dena Bank Gold Loan. Personal Loan in Dena Bank (suvidha scheme) offer minimal documentation and low processing fee
Documentation needed to apply for an Dena Bank Personal Loan
- 1. Signed application form with photograph
- 2. Copy of passport/voter ID card/driving license
- 3. Processing fee cheque
- 4. Last 3 months bank statement/6 months bank passbook
- 5. Documentation for salaried applicants:
- Latest salary slip
- Current dated salary certificate with the latest Form 16
- 6. Documentation for self-employed applicants:
- Latest Bank statement
- Latest ITR or Form 16
Dena Bank Personal Loan Interest RatesUpdated
Dena Bank Personal Loan Details
| Interest Rate (Fixed) | 13% to 14.00% |
| Processing Fees | 1.00% of loan amount |
| Loan Tenure | 36 months |
| Pre closure charges | Nil |
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