Standard Chartered Personal Loan:
Being the largest international bank in India, Standard Chartered (Standard Chartered Bank) has 99 branches spread across to 42 cities in India. The bank has been operative in India since 1858, over 150 years. Standard Chartered offers a wide range services such as personal banking, priority banking, NRI banking, private banking, corporate and SME banking. Under its personal banking, Standard Chartered offers home loans, personal loans, loans against securities etc. Like all other banks in India, Standard Chartered understands the importance of personal loans in your life to fulfil your dreams. Hence, the bank offers personal loans to fulfil your various desires like exploring the world, buying your dream car, getting world class education, organising a grand wedding etc. Standard Chartered Bank provides personal loans at affordable rates. You can get up to Rs.30 lakhs of personal loan to fulfil your aspirations.
Standard Chartered Personal Loan Features:
Standard Chartered personal loan comes with many attractive features which make it the favourite bank of many customers. These features include:
- Standard Chartered Personal Loan is available for both salaried and non-salaried individuals.
- You can enjoy flexible repayment tenures from 12 months to 60 months.
- The bank does not ask for security or guarantor.
- Documentation processes are easy and simple.
- You can apply online and get instant approval.
- Affordable interest rate starting from 12.99% onwards.
- Standard Chartered offers loan amounts up to Rs.30 lakhs.
- Online applicants get a 50% discount on processing fee
- Standard Chartered offers personal loans up to Rs.30 lakhs to salaried employees and up to Rs.10 lakhs to the entrepreneurs.
Why choose Standard Chartered Personal Loan?
There are many reasons why Standard Chartered personal loans has become the preferred choice for many to fulfil their requirements. Standard Chartered offers:
- Attractive schemes
- Flexible and long repayment tenures
- Competitive interest rates
- Smooth application processing
- Security, collateral, or guarantors are not required.
- Loan top-up facility available.
Standard Chartered Personal Loan Eligibility:
Standard Chartered personal loan can be availed by both salaried and self-employed individuals. The personal loan eligibility criteria
- You are eligible for a Standard Chartered personal loan if you are at least 21 years old and your maximum age is not more than 58 years.
- Salaried and self-employed individuals can avail Standard Chartered personal loans
- Your minimum incomes needs to be Rs.22,000/- per month.
- Should have valid ID proof like passport, pan card, driving license, voter ID card and photo ration card.
- Should have valid address proof like passport, telephone bill, electricity bill, driving license, life or medical insurance policy, ration card, apartment allocation letter, and rental agreement.
Standard Chartered Personal Loan Interest Rates:
Standard Chartered offers personal loans at affordable rates. At Standard Chartered, personal loan interest rates start from 12.99% and go up to 16.00%. Interest is calculated on monthly-reducing balance.
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